đ RATED #1 DEBT CLEARANCE COMPANY IN SOUTH AFRICA - We Don't Take Chances, We Deliver Results!
SIGN UP TODAY - FULL PAYMENT GETS PRIORITY PROCESSING! Work starts immediately once payments are received (even on payment plans). Complete clearance done after full payment. You could be driving a new car within weeks depending on your credit state!
#1 Rated | Trusted by 15,000+ South Africans
Judgements, Admin Orders & Old Accounts Are NOT Forever
Don't let negative listings hold you back from accomplishing new goals in life. We have a way out and a plan for your future. Forever happiness starts now.
đł When we complete our services, we provide REAL credit opportunities. You'll qualify for loans, credit cards, vehicle finance, and home loans again soon!
⨠Let us be the light at the end of the tunnel. We've made dreams become reality for thousands who thought there was no way out.
15K+
Clients Assisted
96%
Success Rate
13+
Years Changing Lives
Your Financial Freedom Starts Here
Join thousands of South Africans who've cleared their debt and reclaimed their future
Clear Credit, Clear Future
Experience the relief of a clean credit record and new opportunities
Make Your Dreams Reality
Home loans, vehicle finance, and credit cards become possible again
Trusted Partnership
15,000+ clients trust us with their financial future
Drive Your Dreams
Vehicle finance approval within weeks of clearance completion
Success Stories Every Day
96% success rate in clearing negative credit listings
Take Control Today
Start your journey to financial freedom with expert guidance
Judgements Removed
Admin orders, judgements, and old accounts cleared permanently
Loans Approved Again
Access to credit cards, personal loans, and home finance restored
Expert Support
NCR-registered professionals guiding you every step of the way
We're Not Just About Numbers, We're About Changing Lives
For over 13 years, we've witnessed the transformative power of financial freedom. Every client we help isn't just a statisticâthey're a family reunited, a dream realized, a life restored.
Every Client Matters
Your success is our purpose
Our Passion: Your Freedom
We didn't start this company to make moneyâwe started it because we saw too many good people trapped by circumstances beyond their control. People who made mistakes, faced hardships, or simply needed a second chance.
Every morning, we wake up knowing that our work today could be the turning point in someone's life. That's not just our jobâit's our calling.
The Difference We Make
We've seen single parents finally afford their children's education. We've watched young couples buy their first home. We've celebrated with families who thought they'd never escape the debt cycle. These momentsâthese lives changedâare why we do what we do.
Our Professional Credentials
We are NOT financial service providers. We are specialized debt management experts with extensive knowledge and expertise in South African debt and credit regulations.
NCA Experts
Deep understanding of the National Credit Act and consumer rights
NCR Registered
Legally registered with the National Credit Regulator
Regulatory Compliance
Full compliance with all South African debt regulations
All services are conducted through our secure client portal, phone, and email. We do NOT provide WhatsApp support for applications or services.
People First, Always
You're not a case number to us. You're a person with dreams, struggles, and a story that matters. We treat every client like family because that's what you deserve.
Compassion in Action
We understand the stress, the sleepless nights, the fear. We've walked alongside thousands through their darkest financial moments and celebrated their brightest victories.
Your Advocate & Partner
We fight for you with the same passion we'd fight for our own families. Your financial freedom isn't just our businessâit's our mission, our purpose, our promise.
"We measure our success not by the profits we make, but by the lives we transform and the hope we restore."
â The Erase Debt SA Team
Transform Your Life
It's NOT Forever - There's a Way Out
Forever Happiness Starts Now
We've been the light at the end of the tunnel for thousands who thought there was no way out. Don't let judgements, admin orders, or old accounts keep you blacklisted forever.
Family-First Approach
Every decision we make puts your family's future first. Financial freedom means unlimited possibilities for those you love.
Proven Track Record
96% success rate with over 15,000 successfully assisted clients. Over 13 years of changing lives and helping South Africans achieve debt freedom.
Complete Protection
Legally compliant solutions with expert guidance. Your privacy and security are our top priorities throughout the process.
Fast Results
Up to 12 weeks for complete clearance (done after full payment). Work starts immediately once payments are received (even on payment plans). We've even assisted clients in a matter of a week after full payment, depending on individual circumstances.
Comprehensive Solutions
Services That Transform Your Financial Future
Since 2013, we've helped thousands of South Africans clear their credit profiles and access the financial freedom they deserve. Our comprehensive services cover every aspect of debt clearance.
Prescribed Debt Removal
Remove old debts (up to R350,000-R400,000) that are past the 3-year prescription period. Once removed, you don't need to pay creditorsâit's completely written off your profile.
- 3-year old debts
- No payment required
- Complete write-off
Judgement Removal
Remove paid-up or old judgements from your credit profile. All our work is done via the ADRA (Alternative Dispute Resolution Agent) process, legally registered with the NCR.
- ADRA process
- NCR registered
- Legal compliance
Administration Order Removal
Take back control of your finances by removing administration orders. Stop paying administrator fees and start improving your credit profile.
- Regain financial control
- Stop admin fees
- ADRA process
ADRA Process Service
Restore your credit profile legally using our NCR-registered ADRA (Alternative Dispute Resolution Agent) process. We handle the entire process from status check to credit restoration.
- All statuses (A-G)
- NCR registered
- Credit restoration
Credit Bureau Clearance
Comprehensive 4-in-1 credit check with TransUnion, XDS, Experian, and VCCB. We investigate and remove all negative listings affecting your credit score.
- 4 major bureaus
- Full investigation
- Score improvement
Enquiry Removal
Remove old credit enquiries (older than 12 months) that negatively impact your credit profile. Each enquiry stays for 365 daysâwe help clear them faster.
- 12+ month enquiries
- Profile cleanup
- Fast removal
What's Included in Every Service
Credit Bureau Check
Years Experience
Legal Compliance
Support Available
Contact us for a free consultation and personalized quote
Start Free ConsultationKnowledge is Power
Understanding Your Debt: A Complete Guide
We believe in empowering you with knowledge. Understanding these debt terms helps you make informed decisions about your financial future.
A judgement is a formal decision made by a South African court of law (Magistrate or High Court) that determines your legal obligation to pay a debt. When you owe money and fail to pay, creditors can obtain a court order compelling you to make payment.
**How Judgements Work:** ⢠Creditors issue summons after you default on payments ⢠If you don't defend the matter, a default judgement is granted ⢠The judgement grants creditors the right to take action to collect the debt ⢠Judgements can stay on your profile for 5-10 years until expired or paid in full
**Impact on Your Life:** ⢠Severely damages your credit score ⢠Prevents you from getting loans, credit cards, or vehicle finance ⢠Can affect employment opportunities ⢠Creditors can garnish your wages or attach your assets
**How We Help:** We approach your creditors to negotiate the judgement debt and costs through the ADRA (Alternative Dispute Resolution Agent) process. We are legally registered with the NCR and handle all paperwork and negotiations on your behalf. Once resolved, we instruct credit bureaus to remove the listing from your profile.
Still Have Questions?
Our expert team is here to help you understand your unique situation. Book a free consultation and get personalized advice on the best path forward for your financial freedom.
Get Free Expert AdviceNCR-Registered ADRA Process
Your Credit Clearance Journey
Our Alternative Dispute Resolution Agent (ADRA) process is legally registered with the NCR to clear negative credit listingsânot debt review.
Free Assessment
We analyze your credit profile and identify negative listings, judgments, and accounts that can be cleared through our ADRA process.
ADRA Strategy
Our NCR-registered experts create your personalized credit clearance plan using the Alternative Dispute Resolution Agent process.
Legal Clearance
We handle all legal processes through ADRA to remove negative listings, judgments, and admin orders from your credit profile.
Credit Restored
Your credit profile is cleared and restored. Access loans, credit cards, and financial opportunities again.
Ready to Clear Your Credit Profile?
Your first free assessment is just a click away. We'll analyze your credit profile and show you exactly what can be cleared through our NCR-registered ADRA process. No hidden fees, no pressureâjust honest guidance.
Get Your Free Credit Assessment
#1 Rated Debt Clearance Company
South Africa's Most Trusted Debt Clearance Experts
We're not just another debt companyâwe're your partners in building a financially free future. We don't take chances, we deliver results and provide real credit opportunities.
Don't Fall for Fake Companies!
Remember: Cheap is NOT always good. There are many fraudulent companies out there stealing people's money and not providing any services. We've been in business for over 13 years because we deliver real results. It's not about the money in our firmâwe actually do care about changing lives. We satisfy clients daily because it's our passion. We will never mess up our great track record by lying to clients or taking money without providing services.
Client Portal Access
Unlike fake companies, we provide a dedicated client portal website where you can follow up on your application anytime, submit queries, and get feedback ASAP. Full transparency, every step of the way.
Access Client PortalWe're Unique & Different
We don't take your money and disappear. Our reputation is built on delivering results. With 13+ years of proven success and thousands of satisfied clients, we're here for the long term. We actually care about your financial freedomâit's our passion, not just business.
#1 Rated in South Africa
We're rated the number one debt clearance company in the country. We don't take chancesâwe provide real credit opportunities when we complete our services.
13+ Years of Excellence
Since 2013, we've been South Africa's trusted debt clearance specialists, helping thousands achieve financial freedom. We satisfy clients dailyâit's our passion.
Word-of-Mouth Success
Most of our clients come from referralsâproof that we deliver real results that people trust and recommend to family and friends.
Best in the Country
Recognized as South Africa's leading debt clearance service with the highest success rate and customer satisfaction.
100% Legal & Compliant
Registered with the NCR (National Credit Regulator) and fully compliant with all South African credit laws and regulations.
Fast, Reliable Service
Clear timelines, transparent processes, and dedicated support throughout your journey to financial freedom.
Proven Results
With a 96% success rate, we've helped over 15,000 South Africans restore their credit profiles and achieve financial freedom.
Real Credit Opportunities
After we clear your profile, you'll qualify for vehicle finance, home loans, credit cards, and personal loans. We open doors to your financial future.
Contact Us Today
Ready to start your journey to financial freedom? Our expert team is standing by to help you take the first step.
Call or WhatsApp
031 024 2978
Visit Our Website
www.erasedebtsa.co.za
Head Office
Durban, KZN
Our Promise to You
- â
No hidden fees or surprise charges
- â
Transparent process from start to finish
- â
Dedicated support throughout your journey
- â
Results-driven approach with proven success
Real Stories, Real Results
Lives We've Transformed
These are real South Africans who took control of their financial future. Their success stories could be yours tomorrow.
"Erase Debt SA changed my life completely. I was drowning in R180,000 of debt with judgements against my name. Within 8 weeks, everything was cleared and I could finally breathe again. Now I own my own business and just bought my first property. This company gave me a second chance at life."
Thabo Mthembu
Business Owner, Johannesburg
"I was skeptical at first, but the team at Erase Debt SA proved me wrong. They removed R95,000 in prescribed debt that I didn't even know I could get rid of. No payment needed! My credit score went from 450 to 720. I just financed my dream car. Thank you for giving me my life back!"
Nomsa Dlamini
Teacher, Durban
"After 4 years of credit issues, I thought I'd never get credit again. Erase Debt SA used their ADRA process to handle everything, and all I had to do was wait for the heavy weight to be lifted. They handled everything professionally and I didn't have to stress about any of the legal processes. Three months later, I qualified for a home loan. My family finally has our own home. Forever grateful!"
Sipho Nkosi
Engineer, Cape Town
Your Success Story Starts Here
Join thousands of South Africans who've reclaimed their financial freedom. Your transformation is just one call away.
FAST-TRACK SPECIAL: Full payment gets priority processing! Work starts immediately once payments are received (even on payment plans). Complete clearance done after full payment. Results typically within 12 weeks, some cases as fast as 1 week after full payment.
Your Financially Free Life Starts Now
Judgements, Admin Orders & Blacklisting Are NOT Forever
We have made dreams become reality for thousands and thousands of people who thought there was no way out. Don't let negative credit listings hold you back from accomplishing new goals in life. We have a way out and a plan for your future.
Imagine waking up tomorrow without the weight of debt on your shoulders. Imagine providing everything your family needs. Imagine buying your dream home, your dream car, living the life you deserve. This isn't a dreamâit's your future with Erase Debt SA.
đ Limited Time Offer
Book your free consultation this week and stand a chance to receive completely FREE debt advice and credit assessment. We'll tell you if we can change your lifeâand if you qualify, we won't charge you for the credit check.