Terms and Conditions

1. Acceptance of Terms

By accessing and using our credit check service, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.

2. Credit Check Service

Our free credit check service is provided to help you understand your financial standing. By submitting your information, you authorize us to:

• Access and review your credit information from credit bureaus
• Generate a comprehensive credit report for your review
• Store your personal and credit information securely

3. Contact Information

As part of our service, we require you to provide contact information for 3 employed individuals. By providing this information, you confirm that:

• You have permission to share their contact details
• The individuals provided are currently employed
• The information provided is accurate and truthful
• These contacts may be contacted by our team for verification or marketing purposes

4. Referral Incentive Program

We offer a referral incentive of R150 per successfully paid client. Terms include:

• Payment is contingent on the referred contact becoming a paying client
• Verification of employment status may be required
• Payments are processed within 30 days of client payment confirmation
• We reserve the right to modify or terminate this program at any time

5. Data Privacy and Security

We take your privacy seriously and are committed to protecting your personal information:

• Your data is stored securely and encrypted
• We will not sell your personal information to third parties
• We may share data with credit bureaus and financial partners as necessary
• You have the right to request deletion of your data at any time

6. Accuracy of Information

You are responsible for ensuring that all information provided is accurate, complete, and up-to-date. We are not liable for any decisions made based on inaccurate information you provide.

7. Service Limitations

Our credit check service is provided "as is" without warranties of any kind. We do not guarantee:

• Specific credit scores or outcomes
• Approval for any financial products
• Continuous availability of the service
• That the information will be error-free

8. Prohibited Uses

You agree not to:

• Provide false or misleading information
• Submit contact information without proper authorization
• Use the service for illegal or fraudulent purposes
• Attempt to circumvent security measures

9. Termination

We reserve the right to terminate or suspend your access to our services at any time, without prior notice, for conduct that we believe violates these Terms or is harmful to other users.

10. Changes to Terms

We may modify these Terms at any time. Continued use of our services after changes are posted constitutes acceptance of the modified Terms.

11. Contact Information

For questions about these Terms and Conditions, please contact us at: